Recovery Is the Goal When We Help You File Bankruptcy

One of the most harmful misconceptions about personal bankruptcy is one that is quite widespread. Many people continue to believe that bankruptcy is a permanent, irreversible mark on your credit — and that simply isn’t true, provided you are determined and diligent in efforts to rebuild your credit after you file.

If you know your debt problems are serious but are concerned that you may cause irreparable damage to your credit history, please contact our firm today. You can count on straight answers and sound guidance regarding bankruptcy and the available alternatives.

Personal Bankruptcy Can Ultimately Allow You to Achieve Key Goals

We help our clients understand their options and the obligations and challenges associated with bankruptcy. Virtually every business day, our lawyers are engaged in helping people deal with problems. Our experience has shown that:

• If you are dealing with unpaid bills and creditor harassment now, facing that reality and filing Chapter 7 or Chapter 13 personal bankruptcy may actually improve your credit rating within a relatively short period of a few years.
• Millions of people in Pennsylvania and across the U.S. have filed bankruptcy and ultimately rebuilt their credit to the point where they could purchase vehicles, own homes and pursue other goals.
• It is important to think in terms of long-term goals when considering bankruptcy. A fresh start without overwhelming debt enables many people to achieve such goals down the line.

Respecting Your Concerns and Helping You Make Critical Decisions

Filing personal bankruptcy is not an easy decision. It shouldn’t be. However, it is the most sensible decision for many people who, often due to circumstances beyond their control, need to take advantage of this longstanding legal option to position themselves for a more successful future.

At Jacobson, Julius & Harshberger in Harrisburg, we will welcome your questions and address your concerns head-on. To speak with an attorney who will fully assess your financial situation and offer conscientious counsel and diligent effort on your behalf, please contact us and request your consultation.

We are a debt relief agency. We help people file for bankruptcy protection under the Bankruptcy Code.